European Payments Consulting Association

The European Payments Consulting Association, EPCA, is a pan European association of national consultancies, founded in 1998. In August 2000 the EPCA was official registered as a European Economic Interest Grouping (EEIG). The European Payments Consulting Association consists of thirteen consultancy firms.

Our focus

Strategy consulting

Today payments professionals and their respective organisations face an increasing number of strategic choices, as a result of technological, regulatory and competitive developments in Europe. EPCA members are deeply involved in all relevant topics, including instant payment, PSD2, GDPR, Open Banking, mobile payments, blockchain, consumer and business cards, M&A and digital identity. Client groups include banks, payment service providers, industry collectives, card acquirers, processors and investors.

Research and analysis

Following the market is more essential than ever. EPCA members research the market thoroughly and support strategic, tactical and operational decision making for industry executives. The research is both quantitative and qualitative. Also EPCA members support strategic product development, both with research as well with hand-on efforts, bringing in the European perspective to your challenges.

Our Members

Recent publications

Gallitt new White Paper "PSD2 & Open APIs:

Galitt new White Paper “PSD2 & Open APIs: Threats and opportunities for the banking sector” brings means to anticipate upcoming changes to all players in the payment industry...

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Kundenbindung trotz Preisbindung

Oft wird behauptet, dass wegen der gesetzlichen Preisbindung im Buchhandel der Einsatz von Kundenbindungssystemen, die zu einer Bonifizierung des Bücherumsatzes führen, untersagt ist. Die Bonifizierun...

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Die Zukunft des kartenbasierten ELV

Das kartenbasierte Elektronische Lastschrift-Verfahren (ELV) ist in Deutschland weit ver- breitet (Umsatz ca. 43 Mrd. € in 2008) und wird von Händlern zunehmend nachgefragt. Unter der Annahme, dass e...

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German card growth continues, despite ECB figures

The sales volume by cards amounted to 27,1% of consumer spending in Germany....

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Interested in more? Browse all our publications


Contact us

For more information about EPCA, our services and expertise, please contact one of the EPCA members directly. You can also contact us using this form below.

EPCA is happy to welcome new partners. Should you be interested in joining the association, please contact the EPCA secretariat.

European Payments Consulting Association EEIG
Registered in: Frankurt am Main, HRA 29841
VAT-Id.: DE 214750379

Get in touch

We are always happy to answer your inquiries.